UK pay planning, made practical
Work out what a pay decision really means after tax.
PayPath UK helps you compare job offers, model salary sacrifice, estimate bonus tax, and understand the real take-home effect of a raise. Free calculators are public. The paid workspace adds saved scenarios, exports, and ad-free planning.
Example insight
£5,000 raise
Compare gross uplift with monthly take-home so expectations stay grounded before negotiation or acceptance.
Trust signal
Clear assumptions
Every calculator links to methodology and limitations so the numbers are easy to audit and update next tax year.
Salary sacrifice calculator
See how much pension salary exchange really costs in take-home pay.
Pay rise calculator
Translate a gross pay increase into annual and monthly take-home pay.
Bonus tax calculator
Estimate how much of your bonus actually lands in your bank account.
Job offer comparison
Compare two compensation packages in actual net pay terms.
Why upgrade exists
Free for quick answers. Paid when you need a real decision workspace.
Free
Public calculators, worked examples, guides, and a few saved scenarios for light planning.
Plus
Unlimited saves, ad-free usage, print exports, and a cleaner comparison workflow.
Guides
View all5 min read
Bonus tax explained UK
Why bonuses feel heavily taxed and how to estimate the real after-tax amount using annual pay logic.
6 min read
Is salary sacrifice worth it?
How to think about salary sacrifice in terms of net pay, pension value, and key threshold effects.
4 min read
Pay rise after tax explained
Understand why a raise does not translate one-for-one into take-home pay and what marginal rates mean for negotiations.
5 min read
Salary sacrifice and student loans
Why salary sacrifice can reduce student loan repayments and how that changes the effective cost of pension contributions.
Worked examples
See examples4 min read
Bonus of £10,000 after tax
A worked example for a larger bonus where marginal tax effects become more noticeable.
3 min read
Bonus of £2,000 after tax
A worked example showing how a modest bonus translates into actual take-home pay.
4 min read
Comparing two job offers
A worked example showing why two offers with similar gross pay can still deliver different take-home outcomes.
3 min read
Pay rise from £40,000 to £45,000
A worked example showing how a headline raise turns into a smaller but clearer monthly gain.